Retrospective Ratings Program

Helping you drive down your costs

When enrolled in the Group Retro Program, your company could earn back a portion of what you pay in workers’ compensation premiums in the form of a refund. Labor & Industries rewards companies for reducing workplace injuries and lowering associated claim costs. RS’ sole purpose is to provide services that will improve your safety and Retro performance to help your company save money on workers’ compensation costs.

Retro is another way of calculating your workers’ compensation premiums – after the fact, retrospectively.

Your Retro refunds are based on the Group’s performance. If claim costs for the Group are below what is expected, the Group earns a refund of the difference between the gross premium and standard premium.

The full Retro year begins July 1. You can enroll four times each year in July, October, January and April.

We will analyze your workers’ compensation history and provide you with a cost/benefit analysis. Together we will devise a plan for your company.


To qualify for the Retrospective Ratings Program, you must:

  • Be a member of the Washington Retail Association
  • Maintain an individual account with the L&I in good status
  • Make timely payments of quarterly premiums to L&I
  • Report hours worked in one of the RS-allowed risk classifications
  • Demonstrate a positive safety record
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Estimated Refund

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How To Enroll

Please fill out a brief form to request more information on how to enroll.

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Only Washington Retail members have access to the services and resources available from Retail Services

Membership Requirements »

Retro is a safety incentive program. Let us help you drive down the costs of doing business in Washington State

Learn More About Retro »